Thursday, September 22, 2011

Jesse's Hearing Journey: Finances

As a general rule, I don't discuss finances, but I shared with you all the costs involved with Jesse's hearing aids. So, I wanted to give you an update.

Today, I received our letter from BCMH (Bureau for Children with Medical Handicaps). To which the result was "deny for the following reasons: blah blah blah Ohio Administrative Code, the applicant income exceeds the BCMH financial guidelines.

Which isn't a surprise. The good news is we were approved for Cost Share portion. Which basically means they calculated we need to expend $2,032.52 (in a 24 month period) before coverage from BCMH would kick in for expenses related to Jesse's hearing loss.

Because we are blessed, we have spent $2,020.00 on Jesse's hearing aids alone this year. The money wasn't ours, my sister, dad and an anonymous friend sent me money for Jesse's hearing aids. I will tell you I cried when I opened the envelope from anonymous. It was a note that said "for Jesse's Hearing Fund" and a $100 bill floated out. Who does that? Wonderfully amazing people, that is who.

So, I see a light shining at the end of the tunnel. I'm looking at bills from Jesse's diagnostic testing, $294.10, $254.14, $780.65, and $156.18 that have to be paid. I will be calling the billing department to understand completely how payment from BCMH is worked. I'm not sure if I have to pay the bills and apply to BCMH for reimbursement or if I submit expenses already paid to BCMH and call the billing department and tell them we've met our Cost Share for BCMH and they apply to BCMH for payment. It is all big people stuff and I just need to make a few phone calls and figure it out. Good news is that they will be paid some how, some way. I hate having those kinds of medical bills hanging over our head.

We are blessed. Money is easy come, easy go. My biggest concern is that Jesse has what she needs to succeed.

Jesse is making great strides in her school work. I have absolute faith in her teacher, who is wonderful. For Jesse, the future is good. She has a legion of angels, a fleet of wonderful people and the optimistic spirit to help guide her through life with hearing loss. I'll be over here managing the finances.

Many thanks for all the good thoughts and prayers.

4 comments:

  1. Glad to heat that Jesse is doing well in school. It is terrible how costly medical expenses can be ... and so wonderful that you had some sweet people help you out with the hearing aids!

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  2. So happy that Jesse is doing well and that a burden has been lifted from your shoulders. Hugs to you all!

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  3. This is all great news. I'm so glad everything is working out, but I knew it would.

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  4. so glad Jesse is making great strides in school and think it is wonderful that you are updating us all :)

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